Peace of Mind

Raiz is Licensed by the Securities Commission Malaysia (License eCMSL/A0363/2020).

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Malaysian investors who deal with licensed entities are protected under Malaysian securities laws. They are also protected from various risks, including fraud and money laundering, and have access to legal recourse in the event of a dispute.

Raiz Does Not Keep Your Money. It is Held in Custody by Our Custodian.

Your money is safeguarded by our custodian bank, CIMB Bank, which is maintained in trust account. CIMB Bank is a member of the CIMB Group Holdings Berhad ("CIMB"), a listed entity in the Bursa Malaysia Stock Exchange. CIMB is a respected financial services provider.

In a very unlikely bankruptcy event, or a business closure, your money can't be touched by us as it belongs to you. The Custodian will still hold them so that your money is safely returned to you.

Do You Know Raiz Contribute to CMC Fund Annually?

Capital Market Compensation Fund (“CMC Fund”) is managed and administered by Capital Market Compensation Fund Corporation which was established through amendments made to the Capital Markets and Services Act 2007.

You are eligible to claim from CMC Fund in a very unlikely event we fail to pay amounts owing to you due to fraud, defalcation or mis-selling which had led us to become financially insolvent.

An individual investor may claim up to RM100,000.

Refer for more info.

SSL Encryption

Our website and app are secured with 256-bit encryption.

Account Alerts

We will contact you about unusual account activity for protection against fraud.

Bank-level Security

Secure servers, security supported by McAfee, privacy verified by physical security.

Account Safeguards

Multi-factor authentication, automatic logouts, and ID verification help prevent unauthorized access.


Simply put, we do not and will not sell or rent your personal information to anyone, for any reason, at any time.