The Raiz-opaedia of Financial Language (D to F)


Hey guys! We’re back with Raiz-opaedia – now in part 2! In part 1 (thanks to the many readers!), we’ve covered the alphabet A, B and C.  

Let’s continue with investment and financial words that start with D to F. 


Part 2 (D to F): 


When starting up, a company needs capital to run its business. The capital is given by investors and in return, the company gives the investor shares of the company. For this reason, the investor is also called a shareholder. 

Over time, the performance of the company improves and makes profit, it gives back some of the profit, or dividend to the shareholders of the company. 



The main stock market index on Bursa Malaysia. It tracks the performance of 30 largest companies by market capitalization listed on the Main Board of the Bursa Malaysia. The index provides a good overview of the overall market performance. 


FinTech Startup companies 

Financial + Technology = FinTech

A young company that integrates innovative technology to deliver financial services products. For example; Raiz, Boost and Touch ‘n Go. 


Fiscal deficit 

Money out > Money in = Fiscal Deficit 

Negative balances that arise whenever a government spends more money than it earns during the fiscal year. It is also the difference between a government’s total revenue and total expenditure. 


Fiscal Policy

Changing the tax rate and level of government spending. Set by the Government. 


Part 2 ends. Hopefully, you will understand and feel more confident in your investment journey. 

Stay tuned for part 3 of Raiz-opaedia easy learning soon!


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Important Information 

The information on this website is general advice only. This means it does not consider any person’s investment objectives, financial situation or investment needs. If you are an investor, you should consult your licensed adviser before acting on any information contained in this article to fully understand the benefits and risk associated with the Raiz product. 

The information on this website is confidential. It must not be reproduced, distributed or disclosed to any other person. The information is based on assumptions or market conditions which change without notice. This will impact the accuracy of the information. 

Under no circumstances is the information to be used by, or presented to, a person for the purposes of deciding about investing in Raiz. 

The past return performance of the Raiz product should not be relied on for deciding to invest in Raiz and is not a good predictor of future performance.

The advertisement has not been reviewed by the SC.