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The Great Debate: Which One of This Will Make You Richer?

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Ever wonder what's more important for your financial future: a daily dose of caffeine or the power of compound return? This week, we'll explore this fun (and surprisingly relevant) financial debate!

The Allure of Coffee

Coffee keeps us going, fuels our productivity, and might even spark brilliant ideas. But let's be honest, that daily latte habit adds up! Over a year, a RM5 coffee can cost you around RM1,800 – and that is RM18,000 for 10 years!

The Power of Compound Return

Now, let's imagine you invest that RM5 daily in a conservative portfolio of investment, earning a conservative 4% annual return. Thanks to compound return (where your return also earn return), over 10 years, that daily coffee sacrifice could turn into a cool RM22,787.59!

The Takeaway

The choice is yours: a temporary energy boost or a long-term financial advantage. This isn't to say you can't enjoy your coffee, but consider alternative brewing methods to save some cash. Even small amounts consistently invested can make a significant difference – thanks to the power of compound return.

Make Your Money Work for You

Ready to unleash the power of compound return in your own life? Set RM5 daily recurring savings in your Raiz app today!

Raiz is about helping you save & invest more – being able to save 5% of your salary every month is better than earning 5% return. Having a disciplined savings habit can help improve your financial position quicker (than spending time choosing the best fund manager).


Important Information

The information on this website is general advice only. This means it does not consider any person’s investment objectives, financial situation or investment needs. If you are an investor, you should consult your licensed adviser before acting on any information contained in this article to fully understand the benefits and risk associated with the Raiz product.

The information on this website is confidential. It must not be reproduced, distributed or disclosed to any other person. The information is based on assumptions or market conditions which change without notice. This will impact the accuracy of the information.

Under no circumstances is the information to be used by, or presented to, a person for the purposes of deciding about investing in Raiz.

The past return performance of the Raiz product should not be relied on for deciding to invest in Raiz and is not a good predictor of future performance.

The advertisement has not been reviewed by the SC.