Saving in Bank Account vs Money Market fund

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Putting your cash in a bank account and keeping it there without touching it – is this the best thing to do with your savings money? Do you know that when you save your money in a bank account, you practically gain next to nothing?

See below – a comparison between when you put cash in a bank account vs in a Money Market fund – based on actual historical data.


Putting your cash in a Money Market fund gives you a better profit rate compared to bank account. Because it is almost as good as cash, it also has a very low risk. You worked hard for money, now let the money works for you!

Keep in mind that past performance is not a good indicator of future performance.

To include this Money Market fund into your Custom Portfolio; open your Raiz app > Home > Invest > Portfolio > Custom Portfolio icon (on the most right) > Edit Portfolio.

Learn how to have more control of your investment with Custom Portfolio here or by watching the video here.


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The information on this website is general advice only. This means it does not consider any person’s investment objectives, financial situation or investment needs. If you are an investor, you should consult your licensed adviser before acting on any information contained in this article to fully understand the benefits and risk associated with the Raiz product. 

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