Past 12-month change in the value for Raiz portfolio holdings
(30/11/2021 – 30/11/2022)
Source: ASNB Fund Fact Sheet, Aberdeen Fund Fact Sheet, UOB Asset Management Fund Fact Sheet, Affin Hwang Asset Management Fund Fact Sheet
Keep in mind that past performance is not a good indicator of future performance.
The Raiz philosophy is about saving and investing, even with small amounts, regularly so you can keep the momentum going.
Being able to save 5% of your salary is better than earning 5% return. Having a disciplined savings habit can help improve your financial position quicker than spending time choosing the best fund manager.
An excerpt from a book…
“If you’re a millionaire but you spend more than you earn each month, then you’re on a bad trajectory.
Conversely, if you’re broke, but you save a little bit every month, then you’re on the path toward financial freedom – even if you’re moving slower than you’d like.”
– Atomic Habits, by James Clear
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The information on this website is general advice only. This means it does not consider any person’s investment objectives, financial situation or investment needs. If you are an investor, you should consult your licensed adviser before acting on any information contained in this article to fully understand the benefits and risk associated with the Raiz product.
The information on this website is confidential. It must not be reproduced, distributed or disclosed to any other person. The information is based on assumptions or market conditions which change without notice. This will impact the accuracy of the information.
Under no circumstances is the information to be used by, or presented to, a person for the purposes of deciding about investing in Raiz.