Invest the spare change

The start of the year is the ideal time to make some financial resolutions for 2020. One of the most common resolutions, when it comes to personal finances, is to be a better saver for the year ahead. This sounds easy in theory, but can be harder to achieve in reality. 

With that in mind, here are five simple tips to help you achieve your saving goals in 2020. 


1. Have a concrete goal 

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