Invest the spare change

The 50/30/20 rule is a guideline for budget allocation to plan your spending to prepare you for the future and unforeseen circumstances.

Your budget can be categorized into three simple buckets:

  • Your necessities (50%)
  • Your wants (30%)
  • Your savings & investments (20%)

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Around this time of the year, many people start to make resolutions – things they want to start doing or stop doing, to improve their life. It is not uncommon for saving and investing more to be in people’s top five resolutions. 

Not sure what your new year’s money resolutions should be? Here are some ideas.  Read Post